Are you on track to meet your future financial goals? Better yet, do you know what realistic financial goals are? If you aren’t sure, then a comprehensive financial plan can help you identify your priorities and make strides in the right direction.
If you’re contemplating a big life decision like marriage, retirement, or paying off your mortgage, a financial plan can help you protect your best interests and give you peace of mind as you work toward your long-term goals.
Anchor’s advisors have the expertise and experience to understand your specific goals and create and implement a detailed financial plan to help you reach them.
First, one of our advisors will lead you through the financial planning process. We will spend time getting to know your unique situation and help you identify healthy long-term goals. As a boutique firm, we value strong personal relationships with our clients. Our size and focus allow us to serve you with a deeper understanding of your goals and desires. We know that your finances are more than just numbers on paper—they are the building blocks for your future.
After getting to know your goals and personal situation, our team will combine our skills and experience from the disciplines of banking, investments, insurance, economics, and finance with state-of-the-art planning tools such as Riskalyze, Moneyguide Pro, the Go-to Book®, and the SOAR Process™ to design and implement your unique financial plan. This plan will focus on items that particularly need attention, enhance your understanding of your personal situation, help you make smart financial decisions, and outline a plan for addressing important items.
A financial plan isn’t a one-time exercise. After implementing the plan, your advisor will monitor your progress over time to make sure you’re staying on track. Each year we will adjust for variability in your finances and make specific recommendations to account for any changes in your situation. With greater confidence in your financial future, you can spend your time focused on what matters most.
Financial planning isn’t one-size-fits-all and there are many different scenarios that call for it.
You might need a financial plan if you are worried about having enough money to retire, concerned about the best time to start taking Social Security, newly widowed or divorced and overwhelmed about how to manage your finances, need guidance on helping elderly parents make good money decisions, want to know options for college funding, are not sure if you have the right type or enough insurance, and more.
A financial plan is a roadmap to help you put all the pieces of your financial and personal goals together to achieve peace of mind.
As a boutique firm, we offer a unique custom-designed plan by gathering not only financial data but by listening to your individual personal situation. We’re passionate about personal relationships and understand that each of our clients is unique. And as a Registered Investment Advisor (RIA) regulated by the U.S. Securities and Exchange Commission, we’re bound to have your best interests at heart.
No, after the initial plan is developed, then our commitment is to together on an annual basis for a yearly check-up to be sure we’re on track for meeting our goals. Just like having an annual check-up with your doctor is important for maintaining good health, having an annual financial check-up is good for maintaining your financial good health.
Our fee is based on your income, net worth and complexity of your situation. We will meet with you for an initial complimentary no-obligation consultation to see if we are a good fit. Then a fee will be quoted so that everyone knows the cost and expectations up front.